Insurance Policy Information

By joining the Implant5ure Guarantee Plan, you are purchasing an insurance policy which is updated as implant procedures are undertaken by your patients.

IMPLANTSURE PROTECT

A five year insurance policy protecting Patients against implant failure which covers the cost of removing and replacing the prosthesis as well as emergency treatment. 

This includes accidental damage to the implant from outside (extraoral) or inside (intraoral) the mouth.

In addition, the policy includes protection for patients against complications including accidental damage to the Restoration for five years irrespective of implant failure

INSURANCE POLICY DETAILS

Full Policy Wordings are available for download.

 Cover

 Overall Policy Limit: £2,500 per dental implant

Failure of the dental implant to   osseointegrate, or a subsequent breakdown of that process

Subject to a limit per implant of £2,500, with an inner limit of £1000 for surgical and ancillary procedural costs, during the period of cover

Accidental damage to the dental implant from outside (extraoral) or inside (intraoral) the mouth

Subject to a limit per implant of £2,500, with an inner limit of £1000 for surgical and ancillary procedural costs, during the period of cover

The removal and repair or replacement of any implant supported prosthesis due to its failure, or due to accidental damage from outside (extraoral) or inside (intraoral) the mouth

Subject to a limit per prosthesis of £1,000, with an inner limit of £250 for surgical and ancillary procedural costs, during the period of cover

Dental emergency treatment costs in relation to the dental implant or prosthesis

Subject to a limit of £250 per claim and a maximum of 5 claims during the period of cover

POINTS TO CONSIDER

  • The Plan has been developed after consultation with dental implant surgeons and industry specialists
  • The insurance policy is administered by Riva Insurance Brokers, a company authorised and regulated by the Financial Conduct Authority Number 527657. Registered office Knill James, One Bell Lane, Lewes, East Sussex, BN7 1JU. Registered in England and Wales Number 07295729 
  • The insurance is underwritten by AmTrust Europe Limited, an A rated insurer
  • It is important for you to read and understand the Policy Terms and Conditions together with the Master Policy Wording
  • There are Qualifying Criteria to ensure that the Plan is only available to appropriately trained dental surgeons and Qualifying Patients 
  • Qualifying Procedures highlight excluded risk procedures 
  • From the research we have conducted, we believe that the majority of your patients will qualify for the Guarantee Plan and industry experts confirm that exclusions relate to accepted dental contraindications. 
  • Dental Surgeons are required to establish appropriate maintenance and oral hygiene programmes to patients and recommend dental hygiene visits as appropriate.
  • Patients are required to undertake annual review consultations as a condition of the Policy

This is only a brief description of the full policy details which are contained in the Policy Wordings and which include limitations, exclusions and cancellation rights. If there is any conflict between the contents of this document and the policy, the policy will govern in all cases.